For life's little “ope” moments.

Protecting Midwesterners from fender benders, basement floods, runaway trampolines and accidentally prolonged goodbyes since 1987.

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Why Ope?

Midwest Courtesy Coverage

Covers damage caused by insisting someone else goes first.

Basement Assurance

If your sump pump quits at 2 a.m., we'll sympathetically nod.

Trampoline Relocation

Helping reunite families with patio furniture since straight-line winds.

Goodbye Protection

Coverage for conversations that somehow lasted another 45 minutes.